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Some charge cards don’t have a preset credit limit, giving you a seemingly limitless amount of credit.
However, when you have little to no credit history to begin with, it can be challenging to find a lender who is willing to take a chance on you. You can typically find credit cards you can qualify for with limited credit history, or even no credit history at all.
If your credit reports and scores indicate you’ve properly managed credit accounts in the past, future lenders will be more likely to do business with you and to offer you affordable rates and terms.
Yes, it may be possible to qualify for a credit card with no credit history.
A good credit history has the potential to open doors and save you a ton of money.
A poor credit history, or no credit history at all, can often have the opposite effect.
Some credit card issuers even develop and market products that are designed for consumers who need to build or even rebuild their credit history.